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Commercial Law
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Navigating Cookie Choices: Consent, Pay Models and the DUA Act’s Compliance Landscape

As businesses operating online services continue to rely on data-driven ways to efficiently target their audience and advertise, there has…
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Commercial Law
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FCA Consumer Duty: The Hidden Compliance Risks That Could Cost Your Business Millions

The Financial Conduct Authority (FCA) Consumer Duty marked a significant shift in how financial services firms are expected to operate….
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Regulatory & Compliance
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National Security and Investment Act 2021: Key Takeaways from the 2025/26 Annual Report

The UK Government’s latest annual report on the operation of the National Security and Investment Act 2021 (NSIA) provides a…
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Commercial Law
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Key Legal Considerations When Choosing Incoterms® Rules in International Sale of Goods Contracts

Understand how Incoterms® rules affect risk, insurance, and compliance in international contracts. Avoid costly mistakes with the right legal approach….
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Commercial Law
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FCA reforms to the safeguarding regime for payments and e‑money firms: is your firm compliant?

On 7th May 2026, the FCA introduced a strengthened safeguarding framework for payment services and e‑money firms….
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Commercial Law
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Data Protection Complaints: New Legal Requirements from June 2026

All organisations acting as data controllers will be required to operate a formal internal process for handling data protection complaints,…
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Commercial Law
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Are You Compliant with the Price Marking Order Reforms?

The new Price Marking Order reforms are live. If you are selling goods in store or online, now is the…
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Commercial Law
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Understanding Appointed Representatives Under FSMA 2000

Under section 39 FSMA, an appointed representative (AR) is classed as an exempt person to the general prohibition rule and…
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Commercial Law
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Don’t risk it! Why FCA authorisation is non-negotiable

Recent enforcement action by the Financial Conduct Authority (“FCA”) has highlighted a critical issue that many businesses overlook, namely, the…
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Commercial Law
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What are standard terms and conditions and why do you need them?

From small purchases to large, the success of every business transaction depends on a shared understanding between the parties involved….
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Commercial Law
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What the EU Data Act Means for Your Business

The EU Data Act (Regulation (EU) 2023/2854) is set to be the cornerstone of the European Commission’s broader digital strategy…
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Commercial Law
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Advising on FCA deauthorisation for a long-established financial planning firm

The Herrington Carmichael regulatory team advised a long established financial planning firm on successful application for FCA deauthorisation and cancellation…
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